There’s nothing like fine print and legal language to put a dampener on a spontaneous adventure, but many argue that if you can’t afford travel insurance, you can’t afford to travel. They have a point, even though finding the best policy isn’t always easy. Travel insurance exists to protect a traveller’s investment in their journey and ensure they don’t lose out, and get medical help, if things go wrong. Whether you lose your luggage or have it stolen, get Delhi belly or tick-borne encephalitis, you need to know you can get help (without a stiff medical bill at the end of it). And that's where insurers come in.
Read more: http://www.lonelyplanet.com/travel-tips-and-articles/76903#ixzz3jSi1yefM
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